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LF

Liam Fletcher

Qualifying
liam.fletcher@example.com 0431 220 517 Newcastle, NSW
FHBGov scheme
AI score
71
First home
SARA's qualification summary

First-home buyer, $95k income, $58k deposit saved. SARA is mid-qualification over SMS — confirming genuine savings history for the 5% deposit scheme. Likely eligible for First Home Guarantee.

How SARA qualified this lead

SARA AI SMS Agent
Lead qualification · Liam Fletcher
Hi Liam, it's SARA from Doyle Finance 👋 Thanks for your enquiry about a home loan. Mind if I ask a few quick questions so we can point you in the right direction?
SARA · 10:50 pm
Yeah sure that's fine
Liam · 10:52 pm
Great! Is this your first home, or have you owned before?
SARA · 10:52 pm
First home. Bit nervous about the deposit side of things tbh
Liam · 10:54 pm
Totally understand — that's the most common worry we hear, and there are some great first-home buyer schemes that can help. Roughly how much have you saved so far?
SARA · 10:54 pm
About 58k
Liam · 10:56 pm
That's a solid start 💪 And what's your approximate annual income before tax? (This just helps us estimate borrowing power.)
SARA · 10:56 pm
95k, been in the job 2 years
Liam · 10:58 pm
Perfect — steady PAYG income and genuine savings put you in a strong position. With $58k saved you may qualify for the First Home Guarantee, which lets eligible buyers purchase with as little as 5% deposit and no LMI. That could bring a ~$520k purchase within reach.
SARA · 10:58 pm
Oh nice I didn't know that. What's next?
Liam · 11:00 pm
I'd love to get you a quick chat with Jordan, our principal broker, to map out your options and borrowing power properly. He has a slot Thursday at 2:30pm — does that suit?
SARA · 11:00 pm
Thursday works 👍
Liam · 11:01 pm
Booked in ✅ You'll get a calendar invite shortly. In the meantime I'll text you a short checklist so you're ready. Talk soon, Liam!
SARA · 11:02 pm
Conversation complete
Qualified — call booked

Qualification

Annual income
$95,000
Employment
PAYG — 2 yrs current role
Deposit
$58,000 · Genuine savings
Credit
Clear
Timeline
3–4 months
Loan requested
$520,000
First home